Most people have no idea what just changed in their Medicare coverage this year

Here's the short list that actually matters:

• Your Part B premium went up. It's now $202.90/month — that's a $17.90 increase from last year. Your Part B deductible also rose to $283. If you noticed a smaller Social Security check in January, this is why.

• Your prescription drug costs may have gone DOWN. Medicare negotiated lower prices on 10 high-cost medications for the first time ever — including drugs for diabetes, blood clots, arthritis, and cancer. If you take one of these, check with your pharmacist. You might be paying less and not even realize it.

• The Part D out-of-pocket cap is now $2,100. Once you hit that number, you pay $0 for covered prescriptions the rest of the year. And you can still spread those costs into monthly payments instead of getting hit all at once.

  
  

• Medicare Advantage out-of-pocket maximums dropped slightly — down to $9,250. Not a huge swing, but it matters when you're the one writing the check.

• Telehealth access got restricted. As of late January, most telehealth services now require you to be in a rural area. If you've been using virtual visits, confirm your coverage before your next appointment.

None of this was front-page news. But every single change affects your wallet.

This is why we do annual reviews with every client — not just sell you a plan and disappear.

Questions? Drop them below or call us directly. That's what we're here for. 👇